Welcome to 2009! We trust you are prepared for a year of abundance and prosperity.
Washington is working furiously to shore up our financial system, although we expect the worst is yet to come. Commercial real estate is next. That will be followed by those insurance companies who are heavy in variable annuity assets. These companies have made promises and guarantees that will difficult to support in the current environment.
The incoming administration has its hands full. There is of course, the question of whether any administration or sitting Congress can actually solve the fundamental problems in our system. I suspect those issues will need to be addressed one household at a time.
In spite of that, each of us can take action concerning our personal economy, and make 2009 our personal best year ever.
Until next time...
Randy
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